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首页 > 法律咨询 > 投保时被保险人的签名是代签的可以要求退还保险费么？
合同纠纷 北京 拉萨市

投保时被保险人的签名是代签的可以要求退还保险费么？

4 解答 0 浏览 2025-09-04 12:15
问题补充
我是河南人,2012年12月，我在保险公司为侄女投保人寿保险。我为孤寡老人，无任何子女。投保时保险公司工作人员告诉我保险分红金均是侄女的，但人寿保险单中约定了特定情况下受益人为投保人，因为我无任何子女，这情形下无人 可以拿到钱。投保时侄女的签名是保险公司工作人员教唆我代签的，侄女没有委托，我可以要求退还保险费么？
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律师解答 (4)
刘律师律师
2025-09-04 12:20
您好，具体收费需要了解您的具体情况，同时结合复杂程度、律师等级等综合考虑。如果您有需要，欢迎来电咨询。
好评:0
赵律师律师
2025-09-04 12:31
您好，详细情况可电询，为您进一步分析
好评:0
王律师律师
2025-09-04 12:41
此情况可以去公司注册地的北京市东城区人民法院诉讼，建议您委托专业的解决合同纠纷的律师。
好评:0
康律师律师
2025-09-04 12:59
民法典生效后依据相关规定，此情况可以起诉人寿保险合同纠纷，需要准备相关的证据诉，如果侄女拒绝可以起诉没有法院效力，建议您委托专业的解决合同纠纷的律师。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
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你好，我想贵州六盘水律师
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我是家属，想探望
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000625s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000665s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47640969.html' LIMIT 1 [ RunTime:0.000372s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000311s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000784s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000618s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001162s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000595s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000327s ]
  10. CONNECT:[ UseTime:0.127185s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.085587s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-30' LIMIT 1 [ RunTime:0.085124s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001289s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47640969' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000678s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000681s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10014') [ RunTime:0.000455s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000301s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '359' LIMIT 1 [ RunTime:0.000334s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000821s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47640969' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000851s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47640969' AND `second_category_id` = '10014' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000782s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000530s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10014' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000478s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000943s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003279s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000859s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10014 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.045119s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47640969' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000734s ]
0.422231s