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首页 > 法律咨询 > 已向大都会保险投保了校方责任险孩子在学生公寓伤了由谁赔偿损失
损害赔偿 重庆 德州市

已向大都会保险投保了校方责任险孩子在学生公寓伤了由谁赔偿损失？

4 解答 0 浏览 2025-07-05 17:37
问题补充
我是四川人,我是学校的一名老师，前段时间，下课铃响时，同学们你追我赶的出门，因为人流较大造成我们班的一个孩子跌倒伤了，我已第一时间将该孩子送到旁边的三级医院进行医疗，该孩子住院10天，医药费等费用19453元，目前该孩子的父母申请我及学校赔偿损失，我们已向大都会保险投保了校方责任险，请律师帮忙回答一下是不是应该由大都会保险公司赔偿损失就可以了？
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基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
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律师解答 (4)
任律师律师
2025-07-05 17:51
你好，你可以选择通过法律途径来解决当前问题
好评:0
何律师律师
2025-07-05 18:10
你好，遇到了什么麻烦
好评:0
赵律师律师
2025-07-05 18:22
依照你说明的案情，已向大都会保险投保了校方责任险，则赔偿义务已转移至大都会保险公司，应由大都会保险公司代为赔偿。
好评:0
陈律师律师
2025-07-05 18:36
学校是否需要赔偿损失，还需要看学校是否尽到教育、管理职责，要是未尽到则需要赔偿损失。
好评:0

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欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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刑事案件会见咨询
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尽快联系我好吗 非常着急
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这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000692s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000752s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47635543.html' LIMIT 1 [ RunTime:0.000424s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000313s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000896s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000873s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001163s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000660s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000381s ]
  10. CONNECT:[ UseTime:0.121736s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081579s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.081232s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.000988s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47635543' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000536s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000921s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10015') [ RunTime:0.000528s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '4' LIMIT 1 [ RunTime:0.000300s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '112' LIMIT 1 [ RunTime:0.000276s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000646s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47635543' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000835s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47635543' AND `second_category_id` = '10015' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000642s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000483s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10015' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000435s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000788s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002845s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000878s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10015 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035160s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47635543' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000622s ]
0.428583s