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首页 > 法律咨询 > 泰康保险以变化了机动车的使用方式为理由拒不赔偿是否合理合法？
损害赔偿 云南 阳江市

泰康保险以变化了机动车的使用方式为理由拒不赔偿是否合理合法？

3 解答 0 浏览 2025-06-20 17:47
问题补充
律师忙么,我有一辆东南汽车是2017年买的。前段时间，我在马路上驾驶汽车时，与另外一辆小货车发生了车祸，经警察确定，我负主要责任，由于我在泰康保险上了强制险和机动车商业险，于是我也通知了泰康保险公司。但泰康保险拒不赔偿，因为我的车辆在嘀嗒平台注册了，并有好多次的接活行为，属于变化了轻型汽车的使用方式。我确实在嘀嗒平台有接活行为，但发生了车祸时并没有接活行为。咨询一下律师泰康保险以变化了机动车的使用方式为理由拒不赔偿是否合理合法？
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律师解答 (3)
任律师律师
2025-06-20 17:52
可以咨询，可以与律师沟通
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张律师律师
2025-06-20 18:12
我们提供法律专业帮助，愿意帮您解决纠纷
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张律师律师
2025-06-20 18:32
依据你咨询的具体情况，还需要详细分析案情后作出判断，才能给出更好的帮助，建议寻找专业律师提供帮助。
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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
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  144. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/TableFieldInfo.php ( 2.63 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000691s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000731s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47634191.html' LIMIT 1 [ RunTime:0.000451s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000309s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000924s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000635s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001158s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000584s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000513s ]
  10. CONNECT:[ UseTime:0.125955s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.084531s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.084151s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001031s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47634191' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000575s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000951s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10015') [ RunTime:0.000384s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '26' LIMIT 1 [ RunTime:0.000339s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '283' LIMIT 1 [ RunTime:0.000261s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000786s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47634191' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000771s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47634191' AND `second_category_id` = '10015' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.001012s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000597s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10015' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000560s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.001159s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003109s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.001012s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10015 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035097s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47634191' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000680s ]
0.422564s