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首页 > 法律咨询 > 工人工作中受伤已由商业保险赔钱还能申请工伤保险赔钱吗？
劳动劳务 福建 宿迁市

工人工作中受伤已由商业保险赔钱还能申请工伤保险赔钱吗？

3 解答 0 浏览 2025-03-27 12:08
问题补充
我是河北人,我有一个情况想要询问一下,我们是一家施工单位，去年的时候中了一个住宅小区建设项目，并招聘了多名工人干活，由于工人流动性较大，未为工人参加工伤保险，但为规避风险，我施工单位给工人购入了多份商业保险。不久前有一名工人工作中受伤了，我施工单位投保的商业保险已经赔钱，且金额已超过工伤保险赔偿数额。但现该工人起诉申请我施工单位继续按工伤保险赔钱，律师请帮忙分析一下，施工单位还需要再次赔钱吗？谢谢
AI 法律总结
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基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
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律师解答 (3)
吕律师律师
2025-03-27 12:21
您好，需要了解一些细节情况才能给您专业的法律意见，您可以点击头像查询我的联系方式进一步沟通
好评:0
李律师律师
2025-03-27 12:40
可以走法律程序，具体情况如何？可以电话沟通吗？
好评:0
赵律师律师
2025-03-27 12:44
根据你问的案情，商业保险已赔钱，且超过工伤保险数额，施工单位无需再次赔钱。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
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人被抓了该怎么办
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000860s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000826s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47625943.html' LIMIT 1 [ RunTime:0.000429s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000370s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000787s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000639s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001199s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000540s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000336s ]
  10. CONNECT:[ UseTime:0.129151s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.086746s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.086456s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001067s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47625943' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000668s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000966s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10002','10017') [ RunTime:0.000462s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '22' LIMIT 1 [ RunTime:0.000361s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '128' LIMIT 1 [ RunTime:0.000293s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000610s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47625943' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000591s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47625943' AND `second_category_id` = '10017' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000666s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000471s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10017' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000459s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000761s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002746s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000821s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10017 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.037535s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47625943' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000774s ]
0.446769s