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首页 > 法律咨询 > 泰康保险以变化了机动车的用途为理由拒绝赔偿是否合法？
损害赔偿 黑龙江 津南区

泰康保险以变化了机动车的用途为理由拒绝赔偿是否合法？

2 解答 0 浏览 2025-03-27 11:44
问题补充
你好啊律师,我有一辆长城汽车是2015年购入的。前阵子，我在公路上驾驶车子时，与另外一辆机动车发生了车祸，经警察判定，我负全责，因为我在泰康保险上了交强险和机动车商业险，于是我也电话通知了泰康保险公司。但泰康保险拒绝赔偿，原因是我的车辆在滴滴平台注册了，并有好多次的接单行为，属于变化了小轿车的用途。我确实在滴滴平台有接单行为，但发生了车祸时并没有接单行为。想请教一下泰康保险以变化了机动车的用途为理由拒绝赔偿是否合法？
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律师解答 (2)
宣律师律师
2025-03-27 11:47
您好，需要了解一些细节情况才能给您专业的法律意见，您可以点击头像查询我的联系方式进一步沟通
好评:0
国韬律师
2025-03-27 11:54
依照你表述的具体情节，还需要详细分析案情后作出判断，才能给出有效的回答，建议直接电话咨询我所。
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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
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我是家属，想探望
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  144. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/TableFieldInfo.php ( 2.63 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000651s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000704s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47625903.html' LIMIT 1 [ RunTime:0.000458s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000325s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000989s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000737s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001170s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000717s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000378s ]
  10. CONNECT:[ UseTime:0.128725s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.086670s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.086063s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001082s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47625903' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000631s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000887s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10015') [ RunTime:0.000416s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '5' LIMIT 1 [ RunTime:0.000358s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '416' LIMIT 1 [ RunTime:0.000351s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000755s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47625903' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000781s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47625903' AND `second_category_id` = '10015' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000704s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000479s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10015' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000405s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000805s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002757s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000649s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10015 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.038752s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47625903' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000724s ]
0.447462s