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首页 > 法律咨询 > 投保时被保险人的签名是代为签字的能要求返回保险费用么？
合同纠纷 新疆 邵阳市

投保时被保险人的签名是代为签字的能要求返回保险费用么？

4 解答 0 浏览 2025-03-23 14:05
问题补充
我存在一个问题想问,2010年11月，我于XX人寿保险股份有限公司北京市分公司为外甥投了人寿保险。我是孤寡老人，无子女。投保时XX人寿保险股份有限公司北京市分公司工作人员告诉我保险分红金均是外甥的，但是人寿保险单中写明了特定情况下受益人是投保人，因为我无子女，这个情况下无人 能获得金额。投保时外甥的签名是XX人寿保险股份有限公司北京市分公司工作人员教唆我代为签字的，外甥没有授权委托，我能要求返回保险费用么？非常感谢
AI 法律总结
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基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
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律师解答 (4)
满律师律师
2025-03-23 14:10
我们提供法律专业帮助，愿意帮您解决纠纷
好评:0
赵律师律师
2025-03-23 14:23
建议当面或者电话咨询商量
好评:0
刘律师律师
2025-03-23 14:27
此情况可以到公司注册地的北京市顺义区人民法院立案，建议您找北京合同纠纷的专业律师。
好评:0
吴律师律师
2025-03-23 14:46
依据《民法典》的相关规定，此情况建议您起诉解决，否则对方也不会主动把钱还钱给您，要视具体情况看，比较复杂，建议您找北京合同纠纷的专业律师。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
朱建宇 · 07-01 09:24
我是家属，想探望
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000618s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000619s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47622277.html' LIMIT 1 [ RunTime:0.000451s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000437s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000713s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000594s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001061s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000501s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000328s ]
  10. CONNECT:[ UseTime:0.125252s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081842s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.081725s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.000959s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47622277' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000492s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000846s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10014') [ RunTime:0.000379s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '29' LIMIT 1 [ RunTime:0.000267s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '197' LIMIT 1 [ RunTime:0.000255s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000627s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47622277' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000577s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47622277' AND `second_category_id` = '10014' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000638s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000402s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10014' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000370s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000702s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002634s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000635s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10014 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035242s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47622277' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000615s ]
0.417469s