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首页 > 法律咨询 > 投保时被保险人的签名是代签的能主张退还保险费用么？
合同纠纷

投保时被保险人的签名是代签的能主张退还保险费用么？

4 解答 0 浏览 2025-03-20 15:29
问题补充
我想咨询个问题,2011年1月，我于XX人寿保险股份有限公司北京市分公司为侄女投了人寿保险。我是孤寡老人，无孩子。投保时XX人寿保险股份有限公司北京市分公司职工告诉我保险分红全是侄女的，但是保险单中约定了特殊情况下受益人是投保人，具体是因为我无孩子，该情况下无人 能拿到金额。投保时侄女的签名是XX人寿保险股份有限公司北京市分公司职工教唆我代签的，侄女没有委托，我能主张退还保险费用么？谢谢呀
AI 法律总结
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律师解答 (4)
朱律师律师
2025-03-20 15:33
你好，具体什么情况
好评:0
孙律师
2025-03-20 15:48
你好，遇到了什么麻烦
好评:0
于律师律师
2025-03-20 16:04
民法典生效后依据相关规定，该情况可以打人寿保险合同纠纷，需要准备相关的证据告，要是侄女拒绝能打法院不认可，建议您委托专业的处理合同纠纷的律师介入为您争取最大的利益。
好评:0
王律师律师
2025-03-20 16:24
依据《民法典》的相关规定，该情况建议您走诉讼解决，否则对方也不会主动把钱还款给您，要视具体情况看，比较复杂，建议您委托专业的处理合同纠纷的律师介入为您争取最大的利益。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
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我是家属，想探望
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  1. CONNECT:[ UseTime:0.000712s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000683s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47619969.html' LIMIT 1 [ RunTime:0.000383s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000355s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000794s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000568s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001162s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000511s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000399s ]
  10. CONNECT:[ UseTime:0.111834s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.075098s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.074979s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001185s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47619969' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000565s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000913s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10014') [ RunTime:0.000431s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '15' LIMIT 1 [ RunTime:0.000351s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '440' LIMIT 1 [ RunTime:0.000361s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000766s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47619969' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000867s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47619969' AND `second_category_id` = '10014' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.001046s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000599s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10014' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000571s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000783s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003078s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000814s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10014 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.039974s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47619969' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000760s ]
0.410440s