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首页 > 法律咨询 > 平安保险以更改了机动车的使用性质为理由拒绝赔偿是否合理合法？
损害赔偿 西藏 孝感市

平安保险以更改了机动车的使用性质为理由拒绝赔偿是否合理合法？

3 解答 0 浏览 2025-03-13 13:49
问题补充
我是云南人,我有一辆本田汽车是2018年买的。最近几天，我在交通要道开车辆时，与另外一辆汽车发生了车辆事故，经交警定性，我负全责，因为我在平安保险上了第三者强制险和第三者商业险，于是我也电话通知了平安保险公司。但平安保险拒绝赔偿，理由是我的车辆在顺风车平台注册了，并有多次的经营行为，属于更改了越野车的使用性质。我确实在顺风车平台有经营行为，但发生了车辆事故时并没有经营行为。请问律师平安保险以更改了机动车的使用性质为理由拒绝赔偿是否合理合法？
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律师解答 (3)
李在珂律师
2025-03-13 14:03
您好，根据您的描述，尚不能完全判断案情，建议您进一步详细说明，以便帮助到您。如事情紧急，可电话联系律师提供帮助。
好评:0
杨律师律师
2025-03-13 14:15
这个需要面谈，详细了解一下案情
好评:0
马律师律师
2025-03-13 14:35
根据你阐述的案情，还需要详细了解案情后进行判断，才能给出专业的法律意见，建议委托律师介入。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
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人被抓了该怎么办
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000676s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000686s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47613131.html' LIMIT 1 [ RunTime:0.000532s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000319s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000620s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000506s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001169s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000470s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000293s ]
  10. CONNECT:[ UseTime:0.121113s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081286s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.081088s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001034s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47613131' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000753s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000977s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10015') [ RunTime:0.000535s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '31' LIMIT 1 [ RunTime:0.000463s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '214' LIMIT 1 [ RunTime:0.000587s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000758s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47613131' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000785s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47613131' AND `second_category_id` = '10015' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000666s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000501s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10015' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000507s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000853s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002934s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000665s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10015 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036011s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47613131' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000709s ]
0.407744s