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首页 > 法律咨询 > 平安保险以更改了机动车的使用方式为理由拒赔是否正常？
损害赔偿 黑龙江 西青区

平安保险以更改了机动车的使用方式为理由拒赔是否正常？

4 解答 0 浏览 2025-03-11 10:06
问题补充
您好有资深律师值班吗？我是贵州人, ,我有一辆北汽昌河汽车是2017年购置的。前阵子，我在立交桥下开车辆时，与另外一辆轻型汽车发生了车祸，经警察定性，我负主要责任，由于我在平安保险上了交强险和第三者商业险，于是我也通知了平安保险公司。但平安保险拒赔，理由是我的车辆在嘀嗒平台登记了，并有频繁的接单行为，属于更改了小轿车的使用方式。我确实在嘀嗒平台有接单行为，但发生了车祸时并没有接单行为。请问律师平安保险以更改了机动车的使用方式为理由拒赔是否正常？谢谢律师
AI 法律总结
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AI 总结功能即将上线
基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
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律师解答 (4)
李律师律师
2025-03-11 10:09
来律所详细咨询专业的法律问题
好评:0
李律师律师
2025-03-11 10:16
你好详细沟通比较好的啊
好评:0
张律师律师
2025-03-11 10:21
依据你表达的案情，还需要具体案件具体分析，才能给出专业的法律意见，建议找律师帮忙。
好评:0
潘律师律师
2025-03-11 10:26
是否更改了小轿车的使用方式，主要看是否提高了车辆使用的危险性，需要结合车辆接单行为的频率来分析，建议在与平安保险不能达成调解时，及时委托专业律师介入提供法律帮助。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
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  1. CONNECT:[ UseTime:0.000592s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000677s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47610896.html' LIMIT 1 [ RunTime:0.000378s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000263s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000709s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000541s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001115s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000474s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000334s ]
  10. CONNECT:[ UseTime:0.123127s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.082719s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.082307s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001085s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47610896' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000701s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000822s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10015') [ RunTime:0.000331s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '5' LIMIT 1 [ RunTime:0.000259s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '415' LIMIT 1 [ RunTime:0.000287s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000553s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47610896' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000686s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47610896' AND `second_category_id` = '10015' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000769s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000393s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10015' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000370s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000724s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002670s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000595s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10015 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036915s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47610896' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000586s ]
0.428852s