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首页 > 法律咨询 > 做工人受工伤已由商业保险赔偿损失还能申请工伤保险赔偿损失吗？
劳动劳务 内蒙古 乐山市

做工人受工伤已由商业保险赔偿损失还能申请工伤保险赔偿损失吗？

4 解答 0 浏览 2024-12-22 09:48
问题补充
请律师帮忙分析一下,我们是一家劳务公司，几年前签了一个住宅楼建设项目，并组织了多名工人干活，由于工人流动性较大，未为工人缴纳工伤保险，但为减少风险，我劳务公司给工人购入了多份商业保险。前阵子有一名工人受工伤了，我劳务公司投保的商业保险已经赔偿损失，且金额已超过工伤保险赔偿数额。但现该工人提交诉状申请我劳务公司继续按工伤保险赔偿损失，律师我请教一下，劳务公司还需要再次赔偿损失吗？谢谢
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律师解答 (4)
蔡律师律师
2024-12-22 10:01
来律所详细咨询专业的法律问题
好评:0
李律师律师
2024-12-22 10:20
您好，具体收费需要了解您的具体情况，同时结合复杂程度、律师等级等综合考虑。如果您有需要，欢迎来电咨询。
好评:0
马律师律师
2024-12-22 10:37
根据你阐述的具体情况，商业保险已赔偿损失，且超过工伤保险数额，劳务公司无需再次赔偿损失。
好评:0
张律师律师
2024-12-22 10:49
为工人投保的商业保险是由劳务公司购买的，目的为减少风险，即劳务公司将工伤保险的风险转移给了商业保险。商业保险已赔偿损失，即转移了工伤保险的赔偿责任。
好评:0

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  1. CONNECT:[ UseTime:0.000695s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000769s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/47606151.html' LIMIT 1 [ RunTime:0.000556s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000506s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000926s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000785s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001388s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000544s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000354s ]
  10. CONNECT:[ UseTime:0.122264s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.082190s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.081812s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001093s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '47606151' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000717s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.001088s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10002','10017') [ RunTime:0.000394s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '28' LIMIT 1 [ RunTime:0.000321s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '173' LIMIT 1 [ RunTime:0.000295s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000628s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '47606151' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000760s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '47606151' AND `second_category_id` = '10017' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000822s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000490s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10017' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000430s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000800s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002909s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000645s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10017 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035891s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '47606151' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000568s ]
0.431054s