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首页 > 法律咨询 > 保险公司未尽了书面通知义务导致我未如约缴保费能返回保险费用么
合同纠纷 湖南 双鸭山市

保险公司未尽了书面通知义务导致我未如约缴保费能返回保险费用么？

1 解答 0 浏览 2021-11-01 16:40
问题补充
民法典生效后，想咨询某个案件。我在2010年12月跟XX人寿保险有限责任公司投保重疾险，约定缴保费25年。在这之后我在2016年发现事故应该理赔时，被告知是因为我未缴保费，合同已中止了，我认为XX人寿保险有限责任公司未尽了书面通知义务，导致我未如约缴保费的，我可以去海淀区法院起诉主张返回保险费用么？
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律师解答 (1)
匿名律师律师
2021-11-01 16:41
依据《民法典》的相关规定，这种情况建议您起诉处理，不然对方也不会主动把钱还款给您，要视具体情况看，比较复杂，建议您委托专业的合同纠纷律师介入。
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000607s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000623s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1349016.html' LIMIT 1 [ RunTime:0.000405s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000263s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000596s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000526s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001057s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000479s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000302s ]
  10. CONNECT:[ UseTime:0.122155s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081208s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.081176s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001052s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1349016' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000590s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000942s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10014') [ RunTime:0.000409s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '17' LIMIT 1 [ RunTime:0.000299s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '39' LIMIT 1 [ RunTime:0.000299s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000515s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1349016' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000701s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1349016' AND `second_category_id` = '10014' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000663s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000438s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10014' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000461s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.001260s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003606s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000881s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10014 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.040212s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1349016' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000694s ]
0.423560s