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首页 > 法律咨询 > 保险公司未尽了交代义务造成我未按规定缴保费可以归还保险费用么
合同纠纷

保险公司未尽了交代义务造成我未按规定缴保费可以归还保险费用么？

1 解答 0 浏览 2021-08-16 14:15
问题补充
律师您好啊，民法典生效后，想咨询某个小纠纷。我于2014年与XX人寿保险股份有限公司投保重大疾病险，约定缴保费20年。之后我于2019年发现事故该理赔时，被告诉这是因为我未缴保费，协议合同书已中止了，在我看来XX人寿保险股份有限公司未尽了交代义务，造成我未按规定缴保费的，我可以去海淀法院交诉讼材料要求归还保险费用么？
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律师解答 (1)
吴律师律师
2021-08-16 14:16
该情况可以去单位注册地的海淀法院交诉讼材料，建议您委托专业的打合同官司的律师介入。
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000659s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000696s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1320869.html' LIMIT 1 [ RunTime:0.000469s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000299s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000876s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000630s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001178s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000607s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000349s ]
  10. CONNECT:[ UseTime:0.121880s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081260s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.081008s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001004s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1320869' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000695s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000935s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10014') [ RunTime:0.000471s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '3' LIMIT 1 [ RunTime:0.000428s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '16' LIMIT 1 [ RunTime:0.000277s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000632s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1320869' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000526s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1320869' AND `second_category_id` = '10014' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000654s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000426s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10014' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000424s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000758s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002517s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000616s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10014 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035674s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1320869' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000669s ]
0.406041s