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首页 > 法律咨询 > 保险公司未尽了交代义务结果造成我未按规定缴费能返回保险费用么
合同纠纷 内蒙古 乐山市

保险公司未尽了交代义务结果造成我未按规定缴费能返回保险费用么？

1 解答 0 浏览 2021-07-17 16:49
问题补充
民法典生效后，想了解1个小案子。我于2014年12月与XX人寿保险有限责任公司北京分公司投重大疾病保险，写明缴费20年。然后我于2020年突然出现保险事故需要理赔时，被告诉具体是因为我未缴费，合约已中止了，在我看来XX人寿保险有限责任公司北京分公司未尽了交代义务，结果造成我未按规定缴费的，我可以在平谷法院交起诉书主张返回保险费用么？
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律师解答 (1)
董律师律师
2021-07-17 16:50
依据《民法典》的相关规定，此种情况建议您走诉讼处理，要不然对方也不会主动把钱还给您，要视具体情况看，比较复杂，建议您委托专业的合同律师介入为您争取最大的利益。
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000652s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000632s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1309953.html' LIMIT 1 [ RunTime:0.000359s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000261s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000581s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000494s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001030s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000581s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000296s ]
  10. CONNECT:[ UseTime:0.128363s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.085954s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.085629s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001208s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1309953' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000629s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000901s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10014') [ RunTime:0.000397s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '28' LIMIT 1 [ RunTime:0.000286s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '173' LIMIT 1 [ RunTime:0.000243s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000613s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1309953' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000575s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1309953' AND `second_category_id` = '10014' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000648s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000416s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10014' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000424s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000769s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002789s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000728s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10014 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.037317s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1309953' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000737s ]
0.442531s