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首页 > 法律咨询 > 丈夫与银行也已经打了关于车子抵押贷款的官司,妻子是不是犯了贷
其他犯罪 北京 博尔塔拉蒙古自治州

丈夫与银行也已经打了关于车子抵押贷款的官司,妻子是不是犯了贷款诈骗罪？

1 解答 0 浏览 2020-07-31 19:38
问题补充
朋友与妻子结婚六年，夫妻两人购买了车，随后妻子瞒着丈夫拿着丈夫的身份证、户口本等资料去银行办理贷款5万元。妻子在还贷8000元后后与丈夫离婚，并带走了贷款的那4万2千块钱（丈夫不知道车子已经办理抵押贷款）。现在丈夫与银行也已经打了关于车子抵押贷款的官司。不知道在这件事中妻子是不是犯了贷款诈骗罪？
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律师解答 (1)
张律师律师
2020-07-31 19:39
贷款诈骗罪是指以非法占有为目的，采用虚构事实、隐瞒真相的方法，诈骗银行或者其他金融机构的贷款，数额较大的行为。妻子隐瞒银行冒人丈夫办理贷款并欺瞒丈夫将贷款的钱卷走是实际上已经犯了贷款诈骗罪。
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欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000601s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000606s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1224933.html' LIMIT 1 [ RunTime:0.000350s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000264s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000637s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000516s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001099s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000500s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000295s ]
  10. CONNECT:[ UseTime:0.120801s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081192s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.080897s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001060s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1224933' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000510s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000670s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10003','10030') [ RunTime:0.000419s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000279s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '349' LIMIT 1 [ RunTime:0.000339s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000764s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1224933' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000778s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1224933' AND `second_category_id` = '10030' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000945s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000563s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10030' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000989s ]
  24. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000700s ]
  25. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10030 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035143s ]
  26. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1224933' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000681s ]
0.399788s