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首页 > 法律咨询 > 听别人说我们国家不允许个人借钱给别人，请问民间借贷可信吗？
债权债务 北京 博尔塔拉蒙古自治州

听别人说我们国家不允许个人借钱给别人，请问民间借贷可信吗？

1 解答 0 浏览 2020-07-03 03:31
问题补充
律师您好，北京第二次疫情又起来了，公司这段时间资金周转有点问题，银行借贷手续比较麻烦，有朋友给我推荐了民间借贷，手续简单放贷快，但是我听人家说我们国家出了新的法律规定说是不让民间借钱给别人，我想问一下，民间借贷现在还可信吗？
AI 法律总结
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AI 总结功能即将上线
基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
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律师解答 (1)
蒋律师律师
2020-07-04 09:52
您好，个人间的民间借贷只要不违反有关利息或采取某些违反个人自由意志的行为进行的话，是不违反国家法律的；这也是出于对个人财产的更有利的保障的规定。
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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
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这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
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人被抓了该怎么办
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000635s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000883s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1221601.html' LIMIT 1 [ RunTime:0.000462s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000293s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000876s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000614s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001110s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000524s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000464s ]
  10. CONNECT:[ UseTime:0.109294s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.073320s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-02' LIMIT 1 [ RunTime:0.072809s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.000881s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1221601' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000490s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000868s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10016') [ RunTime:0.000323s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000255s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '349' LIMIT 1 [ RunTime:0.000323s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000522s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1221601' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000508s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1221601' AND `second_category_id` = '10016' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000683s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000458s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10016' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000501s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.001053s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002836s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000665s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10016 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035566s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1221601' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000667s ]
0.415924s