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首页 > 法律咨询 > 朋友刷了我的信用卡三十多万不还，我该怎么处理
损害赔偿 黑龙江 南开区

朋友刷了我的信用卡三十多万不还，我该怎么处理

2 解答 0 浏览 2020-06-25 05:35
问题补充
朋友刷了我的信用卡三十多万不还，我该怎么处理
AI 法律总结
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律师解答 (2)
问法网-法律客服顾问律师
2020-06-26 10:22
您好，您遇到的这种行为，请问对方在刷卡的时候，是否经过了您的允许？如果是盗刷的，对方就触犯了刑事犯罪- 信用卡诈骗罪，您这边可以报警，三十多万的额度，可以判5-10年了，公安机关可以帮助您追回额度；如果您允许，对方不偿还的情况下，只能走法院起诉，向对方索要赔偿，本金，产生的利息，还有造成的损失；不过信用卡，需要您这边偿还的，毕竟如果造成违约了，上征信，列入老赖等等，后果还是您自己承担的；
好评:0
王律师律师
2020-06-26 10:32
根据你的描述，需要明确你朋友刷你的信用卡，是经过你的同意还是偷偷刷了的，如果经过了你的同意，你告知了密码，则你和你朋友之间成立的是借贷关系，你可以向人民法院提起诉讼要求偿还。对于信用卡还款，如果是你同意你朋友刷卡的，则你应该及时还款。如果是你朋友盗刷，你应该向公安机关报警处理，你朋友可能涉嫌信用卡诈骗罪。
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000671s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000690s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1220459.html' LIMIT 1 [ RunTime:0.000426s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000453s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000907s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000796s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001173s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000782s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000393s ]
  10. CONNECT:[ UseTime:0.118101s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.079758s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.079022s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001350s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1220459' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000660s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.001033s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10015') [ RunTime:0.000437s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '5' LIMIT 1 [ RunTime:0.000297s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '411' LIMIT 1 [ RunTime:0.000282s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000589s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1220459' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000595s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1220459' AND `second_category_id` = '10015' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000773s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000612s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10015' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000560s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.001145s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003308s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000786s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10015 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.042868s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1220459' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000821s ]
0.420816s