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首页 > 法律咨询 > 我在捷信公司借了三万块钱 分了42期 每个月还1265.75
民事诉讼 江西 新余市

我在捷信公司借了三万块钱 分了42期 每个月还1265.75元 42期还完要还53161.5元减去我借的三万利息就是23161.5元 请问他这个合法吗？

1 解答 0 浏览 2020-05-26 10:56
问题补充
我在捷信公司借了三万块钱 分了42期 每个月还1265.75元 42期还完要还53161.5元减去我借的三万利息就是23161.5元 请问他这个合法吗？
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律师解答 (1)
问法网-法律客服顾问律师
2020-05-26 13:32
您好，您的利息虽然很好，但是您的借款时间也很长，42个月等于3.5年，年利率计算公式是利息/本金/年限，您年利率大约22%，也不高；您这边可以问问是否可以提前还款，一次性还款的话，未产生的利息是可以不结算的
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
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这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
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人被抓了该怎么办
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  1. CONNECT:[ UseTime:0.000699s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000782s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1216906.html' LIMIT 1 [ RunTime:0.000437s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000406s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000807s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000605s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001103s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000552s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000320s ]
  10. CONNECT:[ UseTime:0.123488s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.082748s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.082499s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001022s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1216906' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000571s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000921s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10059') [ RunTime:0.000414s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '19' LIMIT 1 [ RunTime:0.000327s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '225' LIMIT 1 [ RunTime:0.000278s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000590s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1216906' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000553s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1216906' AND `second_category_id` = '10059' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000646s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000463s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10059' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000691s ]
  24. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000654s ]
  25. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10059 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036629s ]
  26. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1216906' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000721s ]
0.433882s