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首页 > 法律咨询 > 我亲妹妹向银行贷款80万，我帮她提供担保，把房子抵押给银行了
民事诉讼

我亲妹妹向银行贷款80万，我帮她提供担保，把房子抵押给银行了，现在法院要拍卖我的房产，我该怎么保住我的房子？

3 解答 0 浏览 2020-02-25 10:46
问题补充
2019年1月我妹妹说她服装生意要进货要去银行贷款80万，但是没有担保的话银行不给贷，妹妹就说让我帮忙提供担保，我就把我在北京市朝阳区的一套房子抵押给银行了，是我跟我老婆买的婚房，现在妹妹因为生意不好赔钱，加上北京把他们的服装批发市场迁到北京外了，导致还不上银行的贷款，银行向法院申请要拍卖我的房子，我该保住我的房子？当初我老婆并不知道我帮妹妹抵押了，能提起第三人异议之诉吗？
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律师解答 (3)
唐律师律师
2020-02-25 12:48
你好，你老婆能够提起第三人执行异议之诉，但是法院很难支持，因为把房子抵押给银行，银行的相关手续肯定会很完善。
好评:0
张律师律师
2020-02-25 13:01
您好，当时能将房子抵押给银行，说明抵押文件能通过，手续完备，当欠款还不上，银行可以申请执行抵押物，您这种情况就算提执行异议也很难获得支持。目前解决问题的关键是将银行的贷款还上，协商能不能不执行抵押物。
好评:0
邱律师律师
2020-02-27 09:57
可以提起第三人异议之诉，但是当时既然已经成功抵押给银行，即通过了银行所需手续，并已经完成抵押，所以得到支持的可能性很小。现在可以先尽量把贷款还清，然后跟银行协商。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
朱建宇 · 07-01 09:24
我是家属，想探望
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  1. CONNECT:[ UseTime:0.000626s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000759s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1208046.html' LIMIT 1 [ RunTime:0.000370s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000316s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000929s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000814s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001259s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000543s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000329s ]
  10. CONNECT:[ UseTime:0.108797s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.073355s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-02' LIMIT 1 [ RunTime:0.072757s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001009s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1208046' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000636s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000921s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10059') [ RunTime:0.000482s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000380s ]
  18. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000679s ]
  19. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1208046' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000652s ]
  20. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1208046' AND `second_category_id` = '10059' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000654s ]
  21. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000571s ]
  22. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10059' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000698s ]
  23. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000666s ]
  24. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10059 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035273s ]
  25. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1208046' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000705s ]
0.407687s