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首页 > 法律咨询 > 保险公司要求我提供银行授权合法么？
合同纠纷 北京 博尔塔拉蒙古自治州

保险公司要求我提供银行授权合法么？

3 解答 0 浏览 2020-02-20 19:32
问题补充
2019年11月13日，我驾车行驶至常州金坛区米时，与对方相撞发生交通事故，导致原告及两车受损，事故认定书认定我俩负同等责任。事故发生后我及时向保险公司报案，但是保险公司没有及时受理，于是我像法院申请鉴定，最后确定轿车损失为119960元（已扣除残值485元），我为此支付鉴定评估费5998元。我起诉保险公司，但是保险公司主张我的车辆是贷款车，保险合同约定银行作为第一受益人，如果我未能全额还清银行的贷款，要求我提供银行的授权委托书后他们才可以打款理赔，合法么？
AI 法律总结
基于本案事实,智能提炼法律要点
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基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
还有疑问?向 AI 追问:
律师解答 (3)
陈律师律师
2020-02-20 19:33
不合法
好评:0
蒋律师律师
2020-02-20 19:44
有需要的建议携合同来律所找专业律师详细咨询。
好评:0
张律师律师
2020-02-20 21:41
您好，对方的要求不合法。
好评:0

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欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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  142. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/WhereQuery.php ( 19.37 KB )
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
  163. /www/wwwroot/tp8.51wf.net/app/common/controller/Frontend.php ( 9.69 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000743s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000704s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1207340.html' LIMIT 1 [ RunTime:0.000507s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000406s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000665s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000573s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001231s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000509s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000372s ]
  10. CONNECT:[ UseTime:0.122054s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081878s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-02' LIMIT 1 [ RunTime:0.081509s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001028s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1207340' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000556s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000819s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10014') [ RunTime:0.000389s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000274s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '349' LIMIT 1 [ RunTime:0.000262s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000555s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1207340' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000659s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1207340' AND `second_category_id` = '10014' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000671s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000475s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10014' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000457s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.001131s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002793s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000731s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10014 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.037333s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1207340' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000867s ]
0.436683s