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首页 > 法律咨询 > 网贷逾期不还，会有什么样的后果？
债权债务 北京 伊犁哈萨克自治州

网贷逾期不还，会有什么样的后果？

5 解答 0 浏览 2020-02-04 22:26
问题补充
问法网律师您好，请问网贷逾期不还，会有什么样的后果？我家住北京朝阳，18年因为买房就在网上贷款总共借了30万，到现在也没还，我现在也没能力还，要是不还会怎么样啊？
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律师解答 (5)
李律师律师
2020-02-04 22:27
不同的贷款机构政策不同，逾期不还的后果也不一样，常见的有以下几种： 1、需要缴纳罚息、违约金； 2、根据逾期时间的长短，采取不同的催款手段，影响贷款人及家人的生活安宁； 3、信用受损，被列入“黑名单”体系，影响个人征信； 4、被起诉到法院，贷款人名下的财产可能面临查封、扣押、冻结等； 5、情节严重的可能会坐牢。
好评:0
张律师律师
2020-02-05 12:46
您好，最直接的就是个人信用受影响，还有被起诉，强制财产，严重的可能违法犯罪，建议及时还清贷款。
好评:0
唐律师律师
2020-02-05 16:12
可能被起诉，会被强制执行财产。
好评:0
蒋律师律师
2020-02-05 18:58
网贷只是一种借贷的途径为线上，在未按约定还款的情况下也是对方即可至法院起诉；如仍不支付，对方可依法申请财产执行。
好评:0
张律师律师
2020-02-07 21:12
会被起诉，之后是强制执行，对您的个人信用有影响。
好评:0

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  1. CONNECT:[ UseTime:0.000712s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000832s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1206604.html' LIMIT 1 [ RunTime:0.000696s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000400s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000818s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000649s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001176s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000850s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000437s ]
  10. CONNECT:[ UseTime:0.121405s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.081575s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.081374s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001022s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1206604' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000596s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000880s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10016') [ RunTime:0.000534s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000375s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '355' LIMIT 1 [ RunTime:0.000450s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000638s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1206604' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000937s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1206604' AND `second_category_id` = '10016' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000876s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000592s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10016' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000656s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000934s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003318s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000846s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10016 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.042979s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1206604' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000791s ]
0.411405s