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首页 > 法律咨询 > 信用卡逾期未还现在涉嫌信用卡诈骗罪吗？
经济犯罪 北京 博尔塔拉蒙古自治州

信用卡逾期未还现在涉嫌信用卡诈骗罪吗？

4 解答 0 浏览 2019-12-27 10:45
问题补充
您好律师，我在办了一张信用卡，借了7万，2019年5月份借的，我一直到8月份都正常还，但我10月份的时候做生意失败了，亏得一塌糊涂，就还不上了，现在找亲戚朋友借了钱才把亏损还清，大概还了银行4万多，现在还差2万多没还，银行26号的时候给我打电话说让我28日之前还清，不然的话他们就去报警，说我这个涉嫌信用卡诈骗罪，但是我没有恶性透支，我当时也按时还款，但是我真的没有偿还能力了，我要坐牢吗？
AI 法律总结
基于本案事实,智能提炼法律要点
AI 总结功能即将上线
基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
还有疑问?向 AI 追问:
律师解答 (4)
张律师律师
2019-12-27 13:52
建议您在银行催收期间尽快还清，因为20000多的欠款被判刑不值当。20000一般也就是5年以下。
好评:0
窦律师律师
2019-12-27 15:59
建议尽快还款，或者和银行积极沟通，协商是否可以延期还款。
好评:0
张律师律师
2019-12-27 17:40
您好，建议您跟亲戚、朋友凑一凑把剩余的20000还了吧。
好评:0
邱律师律师
2020-01-03 10:42
您最好先把欠款还清，钱也不是很多，积极与银行沟通。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
朱建宇 · 07-01 09:24
我是家属，想探望
朱建宇 · 07-01 09:23
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  144. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/TableFieldInfo.php ( 2.63 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000663s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000664s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1205466.html' LIMIT 1 [ RunTime:0.000397s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000296s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000723s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000612s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001119s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000503s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000312s ]
  10. CONNECT:[ UseTime:0.123514s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.082735s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-02' LIMIT 1 [ RunTime:0.082543s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001001s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1205466' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000517s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000866s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10003','10027') [ RunTime:0.000362s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000304s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '349' LIMIT 1 [ RunTime:0.000256s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000556s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1205466' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000783s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1205466' AND `second_category_id` = '10027' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000669s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000452s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10027' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000474s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000859s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002890s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000697s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10027 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036061s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1205466' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000772s ]
0.467526s