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首页 > 法律咨询 > 驾驶员肇事后离开，保险公司可否免责？
交通事故 北京 博尔塔拉蒙古自治州

驾驶员肇事后离开，保险公司可否免责？

3 解答 0 浏览 2019-07-19 11:09
问题补充
我是中国人寿保险公司工作人员，陈某的轿车是在我公司投的包，他是我的客户，2018年12月5日凌晨，陈某驾驶轿车从四通桥往万寿寺方向行驶，途径紫竹桥时，与对向周某驾驶的轿车发生碰撞，陈某、周某及车上人员受伤，两车受损。事故发生后，陈某因治伤离开现场未向警方报案。该事故经当地交警大队认定，陈某负事故全部责任，周某不负责任。事后受伤乘客向法院起诉，要求陈某承担赔偿责任，保险公司在交强险和商业险范围内承担赔偿责任。但是我们公司和陈某双方订立的免责条款中已约定：事故发生后驾驶人遗弃被保险车辆逃离事故现场的，保险公司不负赔偿责任。这种情况下，我公司是否可以免责？
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律师解答 (3)
马律师律师
2019-07-19 17:37
如果其是由于治伤而离开，可能不能够认定为逃逸，因而无法免责，当然如果其能够认定为逃逸的，你们公司可以免责。
好评:0
徐律师律师
2019-07-22 12:38
这种情况不构成逃逸，所以公司是没办法免责的，仍然要承担赔偿责任
好评:0
孔律师律师
2019-07-24 17:50
你们约定的是：事故发生后驾驶人遗弃被保险车辆逃离事故现场的，保险公司不负赔偿责任。但是陈某治伤离去而不是遗弃车辆，所以你公司应当承担责任。
好评:0

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  1. CONNECT:[ UseTime:0.000653s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000683s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1192490.html' LIMIT 1 [ RunTime:0.000454s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000310s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000838s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000595s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001182s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000549s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000374s ]
  10. CONNECT:[ UseTime:0.122999s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.082705s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-02' LIMIT 1 [ RunTime:0.082342s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001031s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1192490' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000492s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.001088s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10011') [ RunTime:0.000400s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000282s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '349' LIMIT 1 [ RunTime:0.000252s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000939s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1192490' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000817s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1192490' AND `second_category_id` = '10011' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000781s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000554s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10011' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000490s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000845s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003116s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000774s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10011 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.042056s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1192490' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000770s ]
0.452949s