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首页 > 法律咨询 > 平安普惠贷款3万3年还50112元属于违规吗？
其它

平安普惠贷款3万3年还50112元属于违规吗？

0 解答 0 浏览 2019-07-09 12:33
问题补充
您好，平安普惠贷款3万 3年还完 每月还1392元， 我已还了24期， 最近媳妇对我说这属于高利贷 超过国家贷款规定不得超过本金36% ，如果超过 可以暂停还款 等待普惠起诉 法院不支持超过36%的贷款利息！ 贷款刚下来时 扣除手续费5-600左右； 3年还完连本带利连本带利是50112元 我合算了下超过36%了， 我刚好还了24期 每月1392×24期=33408元 如何投诉普惠这样的高利贷？！ 当时 忽悠我媳妇说 利息低 还款方便 忽然发现50112元-30000=20112元 ，利息好高！ 这种贷款是否超过国家规定的36%？！ 希望律师参考下 谢谢了
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欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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尽快联系我好吗 非常着急
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  1. CONNECT:[ UseTime:0.000716s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000768s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1191469.html' LIMIT 1 [ RunTime:0.000686s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000392s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000865s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000600s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001156s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000793s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000510s ]
  10. CONNECT:[ UseTime:0.127926s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.085619s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-02' LIMIT 1 [ RunTime:0.085412s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001055s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1191469' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000536s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.001037s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10054','10058') [ RunTime:0.000339s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '15' LIMIT 1 [ RunTime:0.000257s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '436' LIMIT 1 [ RunTime:0.000234s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000477s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1191469' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000493s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1191469' AND `second_category_id` = '10058' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000596s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000387s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10058' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000384s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000830s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.003386s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000974s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10058 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036444s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1191469' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000676s ]
0.450894s