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首页 > 法律咨询 > 借条上写的是我向对方借款125万，利息按月息2.4%计算，我
债权债务 北京 塔城地区

借条上写的是我向对方借款125万，利息按月息2.4%计算，我觉得利息太高了可以不还吗？

3 解答 0 浏览 2019-06-27 15:19
问题补充
我在2012年2月1日的时候向一个我的老乡借款125万，也给他出具了借条，借条上写的是我向他借款125万元，利息按月息2.4%计算等内容，后来我没有按时还款，对方一直催促我还钱，我也不是不想还，但是我觉得这个利息有点太高了，我能不能少给对方支付点利息？
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律师解答 (3)
李律师律师
2019-06-27 15:20
年利率最高36%，超过的部分是绝对不受法律保护的，年利率24%到36%属于你情我愿的部分，如果你愿意偿还，法律也不禁止。
好评:0
王助理律师
2019-06-28 10:58
根据规定，借贷双方约定的利率未超过年利率24%，法院会支持。超过年利率36%，超过部分的利息不支持。对于年利率在24%至36%之间的，可以还也可以不还。
好评:0
孔律师律师
2019-08-01 20:05
年利率大于百分之36的属于无效债务，不用还。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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刑事案件会见咨询
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这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
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  146. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/log/driver/File.php ( 6.10 KB )
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  150. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-helper/src/Collection.php ( 16.47 KB )
  151. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/Route.php ( 23.73 KB )
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
  163. /www/wwwroot/tp8.51wf.net/app/common/controller/Frontend.php ( 9.69 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000581s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000727s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1190482.html' LIMIT 1 [ RunTime:0.000380s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000284s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000722s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000576s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001157s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000568s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000337s ]
  10. CONNECT:[ UseTime:0.110076s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.074087s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.073665s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001305s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1190482' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000540s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000756s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10016') [ RunTime:0.000329s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000248s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '356' LIMIT 1 [ RunTime:0.000230s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000513s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1190482' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000602s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1190482' AND `second_category_id` = '10016' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000595s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000606s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10016' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000484s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000817s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002485s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000640s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10016 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.034941s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1190482' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000752s ]
0.369769s