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首页 > 法律咨询 > 经济下滑严重，被裁员者面临房贷断供怎么办？
经济犯罪 北京 博尔塔拉蒙古自治州

经济下滑严重，被裁员者面临房贷断供怎么办？

3 解答 0 浏览 2019-01-16 17:09
问题补充
经济下滑严重，被裁员者面临房贷断供怎么办？
AI 法律总结
基于本案事实,智能提炼法律要点
AI 总结功能即将上线
基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
还有疑问?向 AI 追问:
律师解答 (3)
殷律师律师
2019-01-16 17:10
如果贷款者面临房贷断供，不属于恶意逃债的，可以向银行申请一定时期内只还利息，不还本金；如果贷款者因资金遇到困难无法正常还款的，可以通过与银行协商的方式，延长贷款期限；如果贷款者因资金周转出现问题，短时间内无法还款的，可以考虑银行推出的较高利率的“理财型房贷”，即将贷款者已经偿还的房贷再次借出来使用。
好评:0
窦律师律师
2019-01-16 17:12
建议尽快还款，是在还不上的，可以和银行协商。
好评:0
张律师律师
2019-01-21 09:56
尽快还款吧，欠的债总是要还的。建议您委托律师介入，北京市国韬律师事务所专注于重大刑事案件的辩护，主任李在珂律师是著名的刑事辩护律师，之前任北京市公安局刑总主任，有20余年的辩护经验，办理过很多重特大刑事案件、辩护意见多被采纳。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
朱建宇 · 07-01 09:24
我是家属，想探望
朱建宇 · 07-01 09:23
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000682s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000720s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1174263.html' LIMIT 1 [ RunTime:0.000513s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000367s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000917s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000750s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001151s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000602s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000332s ]
  10. CONNECT:[ UseTime:0.128566s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.086259s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.085700s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001068s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1174263' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000824s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.001040s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10003','10027') [ RunTime:0.000470s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '1' LIMIT 1 [ RunTime:0.000306s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '349' LIMIT 1 [ RunTime:0.000370s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000693s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1174263' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000842s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1174263' AND `second_category_id` = '10027' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000759s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000632s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10027' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000618s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000914s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002682s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000810s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10027 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.038002s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1174263' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000599s ]
0.432191s