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首页 > 法律咨询 > 在网上借了金额1100的网贷，七天一个周期。因为资金周转不开
其它 山东 高雄市

在网上借了金额1100的网贷，七天一个周期。因为资金周转不开，所以一直续期。每次续费300，有三次以上了，利息比本金都高，现在无心偿还。客服打电话骚扰。微信发照片恐吓我。我该怎么办

4 解答 0 浏览 2018-11-01 21:38
问题补充
在网上借了金额1100的网贷，七天一个周期。因为资金周转不开，所以一直续期。每次续费300，有三次以上了，利息比本金都高，现在无心偿还。客服打电话骚扰。微信发照片恐吓我。我该怎么办
AI 法律总结
基于本案事实,智能提炼法律要点
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基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
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律师解答 (4)
张律师律师
2018-11-02 14:32
年利率24%以内受法律保护。24%至36%作为一个自然债务区，法律不干涉，多给了不能要回，没给也不能强求。年利率36%以上的为无效，多给了可以要回来。若对方骚扰、恐吓的，您可以报警处理。
好评:0
窦律师律师
2018-11-02 15:47
建议尽快偿还本金和年利率24%以内的利息。
好评:0
宣律师律师
2018-11-02 16:28
您可以报警处理。
好评:0
马律师律师
2019-04-05 22:34
年利息超过了36%，这属于高利贷，您不必偿还建议您报警。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
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尽快联系我好吗 非常着急
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这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
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欠两万可以不用还吗 会影响公职人员吗
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  146. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/log/driver/File.php ( 6.10 KB )
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  150. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-helper/src/Collection.php ( 16.47 KB )
  151. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/Route.php ( 23.73 KB )
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
  158. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/facade/Route.php ( 4.70 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
  163. /www/wwwroot/tp8.51wf.net/app/common/controller/Frontend.php ( 9.69 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000686s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000724s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1165071.html' LIMIT 1 [ RunTime:0.000473s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000313s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000664s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000541s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001135s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000678s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000336s ]
  10. CONNECT:[ UseTime:0.128084s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.086085s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.085655s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001110s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1165071' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000725s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000973s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10054','10058') [ RunTime:0.000474s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '10' LIMIT 1 [ RunTime:0.000344s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '383' LIMIT 1 [ RunTime:0.000383s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000542s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1165071' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000700s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1165071' AND `second_category_id` = '10058' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000634s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000451s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10058' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000388s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000891s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002944s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000661s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10058 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.038509s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1165071' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000711s ]
0.443137s