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首页 > 法律咨询 > 你好，我从一个叫小米易借的APP借了2200块钱，到手只还有
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你好，我从一个叫小米易借的APP借了2200块钱，到手只还有1500.时间的话是天，请问这个是高利贷吗，我可不可以不还

3 解答 0 浏览 2018-09-20 17:49
问题补充
你好，我从一个叫小米易借的APP借了2200块钱，到手只还有1500.时间的话是天，请问这个是高利贷吗，我可不可以不还
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律师解答 (3)
张律师律师
2018-09-20 21:48
最高人民法院《关于审理民间借贷案件适用法律若干问题的规定》中第二十六条规定： 双方约定的利率未超过年利率24%，出借人请求借款人按照约定的利率支付利息的，人民法院应予支持。 借贷双方约定的利率超过年利率36%，超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的，人民法院应予支持。 该条规定的意思是：约定利率在24%以内，法律是认可并保护的。约定利率在24%-36%的，超过24%的，法律不予保护，也不禁止。 只要借款人 愿意还就可以。 超过36%，法律是禁止的，支付的利息法律支持讨要回来的
好评:0
窦律师律师
2018-09-21 11:36
到手是1500百元，借款本金是1500元，而非2200元。
好评:0
张子衿律师
2018-09-21 14:42
是否高利贷是看利息，不是看到手程度。既然到手1500，就按到手算。年利率超过36%的就是高利贷了。
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
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尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
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人被抓了该怎么办
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你好，我想贵州六盘水律师
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000675s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000735s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1161529.html' LIMIT 1 [ RunTime:0.000454s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000324s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000830s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000594s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001145s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000571s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000347s ]
  10. CONNECT:[ UseTime:0.123137s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.082311s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.082285s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001118s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1161529' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000543s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000790s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10054','10058') [ RunTime:0.000517s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '12' LIMIT 1 [ RunTime:0.000376s ]
  18. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000612s ]
  19. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1161529' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000596s ]
  20. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1161529' AND `second_category_id` = '10058' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000644s ]
  21. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000500s ]
  22. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10058' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000422s ]
  23. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000787s ]
  24. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002645s ]
  25. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000802s ]
  26. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10058 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036662s ]
  27. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1161529' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000597s ]
0.405695s