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首页 > 法律咨询 > 现在的好多不正规化的贷款平台比放高利贷还严重了，明面利息率是
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现在的好多不正规化的贷款平台比放高利贷还严重了，明面利息率是很低，等你下了款就一大堆管理费手续费什么七七八八的每天的管理费手续要高达贷款金额的百分之三十左右这不是坑人害人吗？

1 解答 0 浏览 2018-05-26 18:54
问题补充
现在的好多不正规化的贷款平台比放高利贷还严重了，明面利息率是很低，等你下了款就一大堆管理费手续费什么七七八八的每天的管理费手续要高达贷款金额的百分之三十左右这不是坑人害人吗？
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律师解答 (1)
刘律师律师
2018-05-27 18:27
国家正在整顿这个问题。《关于规范整顿“现金贷”业务的通知》是就规范整顿“现金贷”业务有关事宜印发的通知。由互联网金融风险专项整治工作领导小组办公室、P2P网贷风险专项整治工作领导小组办公室于2017年12月1日印发并实施。
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欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000622s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000777s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1150786.html' LIMIT 1 [ RunTime:0.000431s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000394s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000927s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000624s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001286s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000555s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000373s ]
  10. CONNECT:[ UseTime:0.125326s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.084137s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.084011s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001079s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1150786' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000541s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000786s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10054','10058') [ RunTime:0.000363s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '12' LIMIT 1 [ RunTime:0.000418s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '24' LIMIT 1 [ RunTime:0.000274s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000549s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1150786' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000599s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1150786' AND `second_category_id` = '10058' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000609s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000460s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10058' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000394s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000740s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002943s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000627s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10058 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035982s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1150786' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000712s ]
0.418218s