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首页 > 法律咨询 > 你好，我想问下，我前年在捷信贷款28000，还了一年，后有段
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你好，我想问下，我前年在捷信贷款28000，还了一年，后有段

1 解答 0 浏览 2017-04-06 07:02
问题补充
你好，我想问下，我前年在捷信贷款28000，还了一年，后有段时间因为工厂停工放假，一直没找到工作，所以有两个月没还，后捷信公司停止合同，他打电话要我还清所有贷款5万多，我已经还了一年，总共还了一万多，他说我本金只还了两千块，还欠利息本金5万多，我这才了解贷款利息和其它合同费用有多高，我现在想还也还不了了，现在贷款公司给我发来了短信，要我还钱，要是不还就以刑法第193条给我定罪，我想请问我这样要坐牢吗？
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律师解答 (1)
汪律师律师
2017-04-06 14:53
您好！根据您的描述您在捷信贷款一年后利息涨到5万多的，是有点不合理，建议你和银行及时协商处理。协商不成的可以起诉到法院解决。
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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000614s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000650s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1114760.html' LIMIT 1 [ RunTime:0.000504s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000486s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000746s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000720s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001177s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000677s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000369s ]
  10. CONNECT:[ UseTime:0.125134s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.083949s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-01' LIMIT 1 [ RunTime:0.083848s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001013s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1114760' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000620s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000890s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10054','10058') [ RunTime:0.000373s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '12' LIMIT 1 [ RunTime:0.000274s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '28' LIMIT 1 [ RunTime:0.000495s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000587s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1114760' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000544s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1114760' AND `second_category_id` = '10058' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000609s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000416s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10058' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000377s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000765s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002830s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000624s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10058 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.035874s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1114760' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000677s ]
0.426588s