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首页 > 法律咨询 > 我给别人担保贷款，是一年期限的，4月5日签字，5天后他说贷款
债权债务 吉林 衡水市

我给别人担保贷款，是一年期限的，4月5日签字，5天后他说贷款

1 解答 0 浏览 2017-03-30 15:36
问题补充
我给别人担保贷款，是一年期限的，4月5日签字，5天后他说贷款银行没有批，但在6月3日他在我不知情的情况下把款贷出来了，请问我签字后多大时间有效? 《商业银行法》第五十二条(五)规定银行工作人员不得违反法律、行政法规和业务管理规定的其他行为，《贷款通则》第二十三条规定贷款人应当审议借款人的申请，并及时答复贷与不贷。短期贷款答复时间不得超过l个月，中期、长期贷款答复时间不得超过6个月。请问《贷款通则》的规定属于不属于《商业银行法》中的违反法律、行政法规和业务管理坝定的其他行为这个法律规定?
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AI 总结功能即将上线
基于 RAG 知识库自动提炼本案法律要点、适用法条、处理建议,敬请期待。
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律师解答 (1)
蔡律师律师
2017-03-31 16:43
你好，只要你对贷款合同承担保证责任的意思表示真实，并在担保合同上签字，担保合同即成立，即具有法律效力。
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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
朱建宇 · 07-01 09:24
我是家属，想探望
朱建宇 · 07-01 09:23
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  142. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/WhereQuery.php ( 19.37 KB )
  143. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/JoinAndViewQuery.php ( 7.11 KB )
  144. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/TableFieldInfo.php ( 2.63 KB )
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  146. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/log/driver/File.php ( 6.10 KB )
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  149. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/event/LogRecord.php ( 1.02 KB )
  150. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-helper/src/Collection.php ( 16.47 KB )
  151. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/Route.php ( 23.73 KB )
  152. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/route/RuleName.php ( 5.74 KB )
  153. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/route/Domain.php ( 2.53 KB )
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
  158. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/facade/Route.php ( 4.70 KB )
  159. /www/wwwroot/tp8.51wf.net/runtime/route_config.php ( 4.74 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
  163. /www/wwwroot/tp8.51wf.net/app/common/controller/Frontend.php ( 9.69 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
  184. /www/wwwroot/tp8.51wf.net/app/common/library/LawFirmAuth.php ( 11.80 KB )
  185. /www/wwwroot/tp8.51wf.net/app/common/service/AiService.php ( 63.01 KB )
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  1. CONNECT:[ UseTime:0.000642s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000719s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1114294.html' LIMIT 1 [ RunTime:0.000601s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000388s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000756s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000583s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001176s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000579s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000333s ]
  10. CONNECT:[ UseTime:0.120103s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.080720s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.080432s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001004s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1114294' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000520s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000790s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10016') [ RunTime:0.000347s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '6' LIMIT 1 [ RunTime:0.000315s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '81' LIMIT 1 [ RunTime:0.000272s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000686s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1114294' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000659s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1114294' AND `second_category_id` = '10016' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000680s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000482s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10016' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000416s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000756s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002678s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000688s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10016 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036984s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1114294' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000698s ]
0.396661s