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首页 > 法律咨询 > 交通事故中负全责，因驾驶罪与车型不符，保险公司拒赔，能起诉吗
交通事故 河北 吐鲁番地区

交通事故中负全责，因驾驶罪与车型不符，保险公司拒赔，能起诉吗

1 解答 0 浏览 2017-03-30 14:56
问题补充
我前段时间发生了交通事故，经交警认定我方全责，当时我也受伤了，我自己垫付医药费，在家里躺了一个月，公司没有给我一分钱，可是现在由于驾驶证与车型不符，保险公司拒赔，请问我可以起诉保险公司吗？
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律师解答 (1)
蔡律师律师
2017-03-31 16:06
你好，根据相关法律规定，即使保险公司认为司机驾驶与驾驶证准驾车型不符车辆发生交通事故，对受害人的人身伤亡损失，法律并未规定保险公司免责，故保险公司仍应在医疗费用及伤残限额内承担保险责任。故，可以起诉维权。
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  142. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/WhereQuery.php ( 19.37 KB )
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  144. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/TableFieldInfo.php ( 2.63 KB )
  145. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-orm/src/db/concern/Transaction.php ( 2.77 KB )
  146. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/log/driver/File.php ( 6.10 KB )
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  149. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/event/LogRecord.php ( 1.02 KB )
  150. /www/wwwroot/tp8.51wf.net/vendor/topthink/think-helper/src/Collection.php ( 16.47 KB )
  151. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/Route.php ( 23.73 KB )
  152. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/route/RuleName.php ( 5.74 KB )
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
  158. /www/wwwroot/tp8.51wf.net/vendor/topthink/framework/src/think/facade/Route.php ( 4.70 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
  163. /www/wwwroot/tp8.51wf.net/app/common/controller/Frontend.php ( 9.69 KB )
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  182. /www/wwwroot/tp8.51wf.net/app/common/service/RegionService.php ( 7.12 KB )
  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
  184. /www/wwwroot/tp8.51wf.net/app/common/library/LawFirmAuth.php ( 11.80 KB )
  185. /www/wwwroot/tp8.51wf.net/app/common/service/AiService.php ( 63.01 KB )
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  1. CONNECT:[ UseTime:0.000881s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000927s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1114291.html' LIMIT 1 [ RunTime:0.000549s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000312s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000846s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000648s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001326s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000828s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000477s ]
  10. CONNECT:[ UseTime:0.110788s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.074421s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.074082s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.000938s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1114291' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000583s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000900s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10011') [ RunTime:0.000401s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '8' LIMIT 1 [ RunTime:0.000418s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '346' LIMIT 1 [ RunTime:0.000353s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000922s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1114291' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000777s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1114291' AND `second_category_id` = '10011' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000751s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000521s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10011' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000417s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.001005s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002835s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000672s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10011 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.038241s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1114291' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000674s ]
0.386413s