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首页 > 法律咨询 > 房子被他人借去贷款，借款人无能力还款，担保人有什么责任？
债权债务 福建 临汾市

房子被他人借去贷款，借款人无能力还款，担保人有什么责任？

0 解答 0 浏览 2016-07-27 00:28
问题补充
我岳母的房产证(共有人是我妻子)被我妻子哥哥的前妻代某借了去银行抵押贷款,在代某办理贷款时我及我的家人被叫去签字,在签字时银行的工作人员未向我们讲明抵押贷款的后果及我们要承担的责任和贷款金额,只跟我们讲只是走过程例行公式,只要签字就可以了,但现在抵押贷款即将到期,代某只赔了少部分后就没有赔了,银行现在通知我们说我们是担保人要我们承担,银行要起诉我们并收回房子,我岳母已经70多岁了体弱多病,我和妻子又没有工作,没有能力承担。我们去找代某,但她躲着我们,避而不见,请问:我们应该如何用法律来保护我们自己。
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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
朱建宇 · 07-30 16:01
尽快联系我好吗 非常着急
朱建宇 · 07-30 16:00
这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
朱建宇 · 07-18 10:47
欠两万可以不用还吗 会影响公职人员吗
朱建宇 · 07-18 10:46
人被抓了该怎么办
朱建宇 · 07-07 10:35
你好，我想贵州六盘水律师
朱建宇 · 07-01 09:24
我是家属，想探望
朱建宇 · 07-01 09:23
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.15 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  183. /www/wwwroot/tp8.51wf.net/app/common/library/LawyerAuth.php ( 11.92 KB )
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  1. CONNECT:[ UseTime:0.000701s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000686s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1095117.html' LIMIT 1 [ RunTime:0.000435s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000390s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000965s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000678s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001154s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000729s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000486s ]
  10. CONNECT:[ UseTime:0.119917s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.080319s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-11-02' LIMIT 1 [ RunTime:0.080142s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001042s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1095117' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000748s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000880s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10016') [ RunTime:0.000387s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '22' LIMIT 1 [ RunTime:0.000275s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '138' LIMIT 1 [ RunTime:0.000241s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000543s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1095117' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000495s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1095117' AND `second_category_id` = '10016' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000637s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000462s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10016' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000411s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000811s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002680s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000662s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10016 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036387s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1095117' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000765s ]
0.459809s