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首页 > 法律咨询 > 借用他人下岗证贷款不还，银行需要承当法律责任吗？
债权债务 黑龙江 南开区

借用他人下岗证贷款不还，银行需要承当法律责任吗？

2 解答 0 浏览 2016-05-11 11:33
问题补充
朋友用我的下岗证贷款不还,现在法院找到了我,我该怎么办?关键是在贷款过程中我从未去经手过也未去履行过什么手续,全是他自己搞定的,我本人并未到场银行却把款项贷给了他,试问银行就没有责任吗?
AI 法律总结
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律师解答 (2)
蔡律师律师
2016-05-11 15:09
你好，一般，银行无责。若你不能证明自己无过错，现在的情况对你非常不利。
好评:0
胡旺律师
2016-05-11 15:15
银行绝对有责任，这是属于银行风控没有把握严谨而造成的事情发生，你也要承担证据相应的责任。建议你在这个时候及时起诉你朋友，因为你朋友可能涉嫌恶意借贷的违法行为，是需要追究其法律责任的，因为这件事情给你带来的压力以及损失你也可以进行主张追偿！
好评:0

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最新解答
欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
朱建宇 · 07-30 16:07
刑事案件会见咨询
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尽快联系我好吗 非常着急
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这个看守所被关押的人。不能给家里写信，不能回家人的信吗？
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欠两万可以不用还吗 会影响公职人员吗
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000656s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000715s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1086136.html' LIMIT 1 [ RunTime:0.000510s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000304s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000743s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000594s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001116s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000483s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000281s ]
  10. CONNECT:[ UseTime:0.111358s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.074226s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.073963s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001033s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1086136' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000574s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000802s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10016') [ RunTime:0.000410s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '5' LIMIT 1 [ RunTime:0.000358s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '411' LIMIT 1 [ RunTime:0.000258s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000629s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1086136' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000617s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1086136' AND `second_category_id` = '10016' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000811s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000559s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10016' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000402s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000750s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002584s ]
  26. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.000805s ]
  27. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10016 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036274s ]
  28. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1086136' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000828s ]
0.374457s