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首页 > 法律咨询 > 投保时谎报年龄保险公司会怎么处理？
交通事故

投保时谎报年龄保险公司会怎么处理？

1 解答 0 浏览 2011-02-22 14:03
问题补充
我今年48岁，在精心计算后发现，若从52岁起投保，可以最大限度降低保费，所以向保险公司投保时谎称自己52岁，3年后的现在，保险公司发现我申报年龄不真实，对此保险公司会如何处理？
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律师解答 (1)
匿名律师律师
2011-02-22 18:25
《保险法》第53条第三款规定：投保人申报的被保险人年龄不真实，致使投保人实付保险费多于应付保险费的，保险人应将多付的保险费退还投保人。你实际多付3年的保费，对多付的保险费应退还给你，或者一次冲抵以后的保费。如要了解详细情况可以到问法网首页在线咨询，与律师一对一直接交流。
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欠我钱的那个人签了一个房产抵押合同但是只有签字和手印，没有房产证和购房合同，有法律效应吗？
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刑事案件会见咨询
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  157. /www/wwwroot/tp8.51wf.net/app/index/route/app.php ( 33.14 KB )
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  162. /www/wwwroot/tp8.51wf.net/app/index/controller/Question.php ( 43.25 KB )
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  1. CONNECT:[ UseTime:0.000818s ] mysql:host=127.0.0.1;port=3306;dbname=dev_51wf_net;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fa_route_redirect` [ RunTime:0.000933s ]
  3. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 0 AND `old_url` = '/question/1040314.html' LIMIT 1 [ RunTime:0.000560s ]
  4. SELECT * FROM `fa_route_redirect` WHERE `status` = 'normal' AND `is_regex` = 1 ORDER BY `weigh` ASC [ RunTime:0.000425s ]
  5. SHOW FULL COLUMNS FROM `fa_city` [ RunTime:0.000931s ]
  6. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000646s ]
  7. SELECT * FROM `fa_city` WHERE `pinyin` <> '' AND `pinyin` IS NOT NULL ORDER BY `pinyin` [ RunTime:0.001120s ]
  8. SHOW FULL COLUMNS FROM `fa_province` [ RunTime:0.000540s ]
  9. SELECT * FROM `fa_province` WHERE `natual_id` <> '' AND `natual_id` IS NOT NULL ORDER BY `sort_order` LIMIT 20 [ RunTime:0.000494s ]
  10. CONNECT:[ UseTime:0.123551s ] mysql:host=43.136.182.166;port=3306;dbname=ai_brain;charset=utf8mb4
  11. SHOW FULL COLUMNS FROM `fa_ai_usage` [ RunTime:0.082821s ]
  12. SELECT * FROM `fa_ai_usage` WHERE ( `user_id` = 0 AND `client_ip` = '216.73.216.109' ) AND `usage_date` = '2026-10-31' LIMIT 1 [ RunTime:0.082366s ]
  13. SHOW FULL COLUMNS FROM `fa_question` [ RunTime:0.001295s ]
  14. SELECT * FROM `fa_question` WHERE `question_id` = '1040314' AND `audit_status` = 1 AND `deletetime` IS NULL LIMIT 1 [ RunTime:0.000772s ]
  15. SHOW FULL COLUMNS FROM `fa_qa_category` [ RunTime:0.000964s ]
  16. SELECT `text`,`category_id` FROM `fa_qa_category` WHERE `category_id` IN ('10001','10011') [ RunTime:0.000397s ]
  17. SELECT * FROM `fa_province` WHERE `province_id` = '4' LIMIT 1 [ RunTime:0.000399s ]
  18. SELECT * FROM `fa_city` WHERE `city_id` = '4' LIMIT 1 [ RunTime:0.000371s ]
  19. SHOW FULL COLUMNS FROM `fa_answer` [ RunTime:0.000636s ]
  20. SELECT `a`.`answer_id`,`a`.`content`,`a`.`creator_id`,`a`.`is_best`,`a`.`is_top`,`a`.`good_rate`,`a`.`is_ai_answer`,`a`.`ai_confidence`,`a`.`claimed_by`,`a`.`createtime`,l.name as nickname,`l`.`avatar`,`l`.`username` FROM `fa_answer` `a` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`question_id` = '1040314' AND `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`is_top` DESC,`a`.`is_best` DESC,`a`.`good_rate` DESC,`a`.`createtime` ASC [ RunTime:0.000617s ]
  21. SELECT `question_id`,`title`,`answer_count`,`view_count`,`create_time` FROM `fa_question` WHERE `audit_status` = 1 AND `deletetime` IS NULL AND `question_id` <> '1040314' AND `second_category_id` = '10011' ORDER BY `create_time` DESC LIMIT 8 [ RunTime:0.000668s ]
  22. SHOW FULL COLUMNS FROM `fa_lawyer_expertise` [ RunTime:0.000463s ]
  23. SELECT `l`.`id`,`l`.`name`,`l`.`avatar`,`l`.`slogan`,`l`.`answer_count`,`l`.`follower_count` FROM `fa_lawyer_expertise` `e` INNER JOIN `fa_lawyer` `l` ON `l`.`id`=`e`.`lawyer_id` WHERE `e`.`category_id` = '10011' AND `l`.`audit_status` = '1' AND `l`.`status` = 'normal' AND `l`.`deletetime` IS NULL ORDER BY `l`.`answer_count` DESC LIMIT 6 [ RunTime:0.000441s ]
  24. SHOW FULL COLUMNS FROM `fa_lawyer` [ RunTime:0.000850s ]
  25. SELECT `id`,`username`,name as nickname,`avatar`,`slogan`,`answer_count` FROM `fa_lawyer` WHERE `audit_status` = 1 AND `status` = 'normal' AND `deletetime` IS NULL AND `answer_count` > 0 ORDER BY `answer_count` DESC LIMIT 6 [ RunTime:0.002788s ]
  26. SELECT `a`.`answer_id`,`a`.`createtime`,`a`.`creator_id`,`q`.`question_id`,q.title as question_title,`q`.`view_count`,`q`.`second_category_id`,l.name as nickname,`l`.`avatar`,`l`.`law_firm_name`,`l`.`vip_level` FROM `fa_answer` `a` LEFT JOIN `fa_question` `q` ON `a`.`question_id`=`q`.`question_id` LEFT JOIN `fa_lawyer` `l` ON `a`.`creator_id`=`l`.`id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY `a`.`createtime` DESC LIMIT 8 [ RunTime:0.000744s ]
  27. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000418s ]
  28. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000343s ]
  29. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000287s ]
  30. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000260s ]
  31. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000248s ]
  32. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000285s ]
  33. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000262s ]
  34. SELECT * FROM `fa_qa_category` WHERE `category_id` = '10058' LIMIT 1 [ RunTime:0.000393s ]
  35. SHOW FULL COLUMNS FROM `fa_article` [ RunTime:0.001045s ]
  36. SELECT `a`.`id`,`a`.`title`,`a`.`thumbnail`,`a`.`view_count`,c.text as category_name FROM `fa_article` `a` LEFT JOIN `fa_qa_category` `c` ON `a`.`category_id`=`c`.`category_id` WHERE `a`.`audit_status` = '1' AND `a`.`deletetime` IS NULL ORDER BY CASE WHEN a.category_id = 10011 THEN 0 ELSE 1 END,`a`.`view_count` DESC LIMIT 4 [ RunTime:0.036327s ]
  37. SELECT `content`,`is_best`,`createtime`,`lawyer_id`,`good_rate` FROM `fa_answer` WHERE `question_id` = '1040314' AND `audit_status` = 1 AND `deletetime` IS NULL ORDER BY `is_best` DESC,`is_top` DESC,`good_rate` DESC,`createtime` ASC LIMIT 10 [ RunTime:0.000685s ]
0.421073s